PRIVACY POLICY

Revised: Aug 1, 2024

This Privacy Policy (“Privacy Policy”) governs how Next Street Financial LLC and affiliates (“We”, “Us”, “Our”) collect, store, use, process, transfer, share, and delete (“Process”) Personal Information of individuals interacting with https://nextstreet.com/ (“Website” / “Platform”) and related services.

By using the Platform, You (“User”, “You”, “Your”) consent to the Processing of Your Personal Information in accordance with this Privacy Policy.

INTERPRETATION

  • Words with capitalized first letters have meanings defined below.
  • Definitions apply equally to singular and plural.
  • “Include” and “including” will not be interpreted as limitations.

DEFINITIONS

  • Account — A unique account to access the Platform.
  • Company — Next Street Financial LLC, 75 Broad Street, Suite 702, New York, NY 10004.
  • Cookies — Small files placed on Your device to store browsing history and preferences.
  • Country — United States of America.
  • Device — Any device that can access the Website (computer, phone, tablet).
  • Device Information — Data from Your device such as IP, MAC address, or identifiers linking to You.
  • Personal Information — Any data that identifies or could reasonably identify an individual. Excludes public records and de-identified/aggregated info.
  • Platform — The Company’s resource marketplace, including the Website.
  • Service Provider — Third parties processing data on behalf of the Company.
  • Usage Data — Data collected automatically (e.g., session duration, browsing activity).
  • Website — https://nextstreet.com/.
  • You — The individual, company, or legal entity accessing the Platform.

HOW WE COLLECT YOUR PERSONAL INFORMATION

  1. Directly from You
    a. When You provide info by phone, email, or Website (e.g., Account creation, identity verification).
    b. When You contact Us with questions, suggestions, or comments.

  2. Directly/Indirectly from You via Website usage

    • Includes Device Information collected automatically.

  3. From third parties

    • Vendors, service providers, contractors analyzing usage and providing services.

TYPES OF DATA WE COLLECT

  1. Sensitive Personal Information — Name, mailing address, financial data, geolocation, race, ethnicity.
  2. Identifiers — Name, alias, login, Device info, email, SSN, gov’t ID.
  3. Non-Sensitive Personal Information — Photo, description, address, phone, employment.
  4. Protected Characteristics — Age, DOB, race, gender, orientation, citizenship, military/veteran status.
  5. Commercial Information — Business details, revenue, debts, purchasing history.
  6. Usage Data — Browsing history, device details, pages visited, session times.
  7. Professional/Employment Info — Job history.
  8. Inferences — Profiles reflecting preferences, abilities, aptitudes.

HOW WE CAN USE YOUR PERSONAL INFORMATION

We use collected data for:

  1. Providing and maintaining the Platform (monitoring use).
  2. Managing Accounts (registration, verification, tailored services).
  3. Communications (email, calls, SMS, push notifications).
  4. Marketing (offers, updates, similar products/services).
  5. Auditing and verifying info (eligibility checks, identity verification).
  6. Managing requests submitted by You.
  7. Security (threat detection, response).
  8. Short-term transient use (enhancing functionality, contextual ads).
  9. Business transfers (merger, acquisition, restructuring).
  10. Other lawful purposes (compliance, analytics, trend analysis).

HOW LONG WE RETAIN YOUR PERSONAL INFORMATION

  • Retained only as long as necessary or legally required.
  • If You terminate relationship, You may request deletion.
  • Usage Data and Device Information may be retained for analysis.

WITH WHOM WE SHARE YOUR PERSONAL INFORMATION

We may share with:

  1. Service Providers — For Platform operations and communications.
  2. Business Transfers — During mergers, acquisitions, or sales.
  3. Affiliates — Subsidiaries, partners under same control.
  4. Business Partners — For promotions or tailored resources.
  5. Other Users — When shared in public areas.
  6. Third Parties — Including:
    a. Banks/financing partners.
    b. Advisors (lawyers, insurers, consultants).
    c. Government agencies.
    d. Data labeling/organization providers.
    e. Analytics providers.
    f. Secure file-sharing providers.
    g. Security/device management vendors.
    h. Communication platforms.
  7. With Your consent.
  8. To comply with law (legal obligations, protection, investigations).

HOW WE TRANSFER YOUR PERSONAL INFORMATION

  • Data may be processed and stored outside Your jurisdiction.
  • Transfers only occur with adequate security controls in place.

SECURITY

  • We use commercially acceptable means to protect data but cannot guarantee absolute security.

TRACKING TECHNOLOGIES AND COOKIES

We use:

  • Cookies (Session & Persistent) — Store preferences, authentication.
  • Flash Cookies — Store Website activity.
  • Web Beacons — Track visits and email interactions.

Types of Cookies:

  1. Necessary/Essential — For core services.
  2. Notice Acceptance — Track cookie consent.
  3. Functionality — Store preferences.
  4. Third-Party Cookies — Marketing, analytics, or unknown purposes (not controlled by Us).

CHILDREN’S PRIVACY

  • Platform not for under-13s.
  • If Personal Information is collected from a child, it will be deleted.

LINKS TO OTHER WEBSITES & THIRD PARTIES

  • External sites and third-party providers have their own privacy policies.
  • We are not responsible for third-party data practices.

DO NOT CALL POLICY

  • Internal Do Not Call list maintained.
  • Requests honored within 30 days, effective for 5 years.

OPT-OUT OF MARKETING

  • You may unsubscribe from email marketing via provided options.
  • Opt-out applies only to our communications, not third-party databases.

DO NOT TRACK SIGNALS

  • Website does not respond to browser DNT signals.

CHANGES TO PRIVACY POLICY

  • Updates posted on this page.
  • “Last Updated” date reflects changes.

CONTACT US

INFORMATION FOR CALIFORNIA RESIDENTS (CCPA)

Definitions

  • Personal Information excludes data covered by FIPA, FCRA, GLBA.

CCPA Rights

  1. Right to Know
    • Categories of PI collected, sources, purposes, third-party disclosures.
    • Specific pieces of PI collected.
  2. Right to Delete
    • Request deletion unless exceptions apply (e.g., legal, contractual, fraud prevention).
  3. Right to Correct
    • Request correction of inaccurate PI.
  4. Right to Limit Use of Sensitive PI
    • Restrict use except for core services, security, fraud prevention.
  5. Right to Opt-Out
    • Opt-out of sale/sharing of PI.
  6. Right to Non-Discrimination
    • No denial of services, different pricing, or quality for exercising rights.

Exercising Rights

  • Submit requests to contact@nextstreet.com.
  • Verification required (may need 3 pieces of identifying info).
  • We may charge fees if request is excessive.

Shine the Light Law

  • CA residents may request info on PI shared with third parties for direct marketing.
  • Submit requests via support@nextstreet.com (subject: “CA Civil Code”).

Contact (CCPA-specific)